insurance

The $2,000,000 Host Insurance

You’re in good hands. Guaranteed.

you're covered

We protect you when the unexpected happens.

Your safety and security are important. We are committed to creating a safe and trusted community while making it easy for hosts to share their space. That’s why we offer unparalleled industry leading coverage with every booking made on thisopenspace.

insurance What's protected?

thisopenspace Host Insurance protects hosts and landlords as additional insureds. The industry leading coverage is custom built for short-term rentals and protects against third party liability claims up to $2,000,000.

thisopenspace Host Insurance generally covers property damage, bodily injury, medical payments, personal & advertising injury, and legal defence of any of the above claims made against the host for which they may be found legally liable. For examples of what’s covered, please visit our Help Center.

thisopenspace Host Insurance is designed to protect hosts and landlords for all bookings completed on thisopenspace. The coverage is automatic and included with every booking that adheres to our Terms of Use.

What's not protected?

thisopenspace Host Insurance supplements and expands on the coverage provided to hosts under their existing commercial or homeowners general liability insurance. This policy should not be considered a replacement or stand-in for insurance carried by a host.

thisopenspace Host Insurance does not cover guests or hosts for direct physical damage to their property (i.e. a guest breaks a coffee machine owned by host). Hosts can take advantage of our secure booking system to include Security Deposits with each booking. For more information on security deposits, please visit our Help Center.

For more information about what’s covered and what’s not, please contact us on [email protected]

Questions & Answers

How does the $2,000,000 Host Insurance work?

The insurance policy is provided through our partners Lloyd’s of London, one of the world’s most trusted insurance market. thisopenspace is the policy holder and thisopenspace hosts and landlords are additional insureds.

In case someone makes a claim against a host, an independent insurance adjuster will resolve the claim in accordance with the policy held by thisopenspace

What do I need to do to be covered under this policy?

By listing your space on thisopenspace you are automatically covered as an additional insured to thisopenspace’s policy. To qualify, bookings must be completed and paid in full on thisopenspace subject to the policy terms and our Terms of Use.

How is this different than a security deposit?

Security deposits protect against minor damages, cleanliness, and overtime. Hosts can continue to easily use our booking system and include security deposits with each booking. For more information on security deposits, please visit our Help Center.

How do I file a claim?

If you would like to file a claim, please contact us on [email protected].


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